With sunny Florida weather, also comes the yearly risk of hurricanes and tropical storms. Whether you are a permanent resident of the state or a part-time resident, it is important to be prepared in the event of a hurricane. 

 

When faced with the threat of an imminent hurricane, the safety of yourself and your family is going to be your number one priority. By planning well ahead of time, you can ensure that you will be in the best position to protect your loved ones. Make sure to have enough provisions in order to support you and your family in the event of a loss of power or other difficulties. 

 

Another important step to hurricane preparation is ensuring that you have insurance coverage that is sufficient to cover any potential result. Contact your insurance provider and be sure to ask questions pertaining to your level of coverage. Once you are sure that your insurance is sufficient, document your possessions by taking photographs and writing down serial/model numbers. This step is important because it provides hard, irrefutable evidence that you own the items you are claiming. Also, having the evidence of ownership will streamline the claims process. 

 

Be sure to follow the procedures that are in place to protect your property. If you are not sure what those are, contact your home owner’s association, or landlord for more information. This will ensure that your dwelling has the best possible chance to remain unhindered by the storm. In addition, abiding by the procedures in place will also help the insurance claims process because you can show that you followed the relevant procedures and did everything possible to prepare for the storm.